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Automotive Autos Don't Drop Personal Injury Protection to get Cheap Car Insurance
Automotive Autos Don't Drop Personal Injury Protection to get Cheap Car Insurance
| Don't Drop Personal Injury Protection to get Cheap Car Insurance |
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| Written by Joseph Welusz |
| Thursday, 24 July 2008 18:43 |
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One of the most basic no-fault coverages in your automobile policy is your Personal Injury Protection (PIP). This covers you or any other person traveling in your vehicle for a minimum benefit per person for injuries, regardless who is at fault and this coverage may be optional. These benefits vary from state to state. The list below are types of coverage that you may receive as part of typical personal injury protection coverage: 1. Medical Expense Benefits: Included in this benefit are all reasonable charges for hospital, surgical, medical, ambulance, professional nursing, prosthetic services, optometric, dental and X-rays. 2. Rehabilitation Expenses Benefit: Rehabilitation, psychiatric, physical and occupational therapy are all included in you rehabilitation expense benefits. 3. Work Loss Benefit: Included in this benefit are lost wages for a specific time period and limit following injuries that have been incurred. 4. Funeral Expense Benefit: Funeral services including burial and cremation expenses up to a specific amount are included in you funeral expense benefits. 5. Survivors Loss Benefit: Provides payments to your surviving spouse or dependents up to a set limit for a predetermined period of time are included survivors loss benefits. It isn't advised to drop your PIP coverage to get cheap car insurance even if your personal medical coverage will cover you during an accident. Your personal medical coverage may change regarding how you will be covered in an auto accident. If you aren't aware of these changes or don't notify your auto insurance company of these changes you will not have any coverage for medical expenses due to an auto accident. About the Author: This article written by Joseph Welusz is another way he tries to help you get the Best Insurance Quotes. Quotes take only 6 minutes to complete and you are sure to get Best Insurance Quotes Online at Quote Matcher. Kindly provided by LJ-Marketing.dk You are welcome to use this article on your own website, if you include the link just before this text. |
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