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| Beginning the Frugal Life |
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| Written by William Blake |
| Saturday, 16 August 2008 12:26 |
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Living thrifty is often equated with boredom and misery. This doesn't have to be true, though, because even the thriftiest individual can derive true happiness from life; they don't have to be a stingy scrooge. A thrifty person tends to live debtless with money to spend and the freedom to do so. The truth is that frugal people are not stingy, they are wise. They have learned to spend their money in the best way possible. The years have taught them to be thrifty and to look for the best deal or bargain. Experience has shown them to be patient and wait for the sale or to purchase when the time is right. Most importantly, frugal people have learned to save as many pennies as they spend. There are many wonderful benefits to living a frugal lifestyle. The first is security. By choosing to hold off on purchases, trips, or other spending and putting that money into savings, you know that you have money if something should come up in the future. Spending less money means that a thrifty person doesn't require the same income to sustain their habits that a less frugal person would. That leaves them freer to enjoy life. Their work schedule thus is less restrictive, possibly even allowing them to work from home in pseudo-retirement. When it comes to making purchases, cash is still king and it gives you a great deal of power in negotiations. Living a frugal lifestyle will help you accumulate the cash you need to buy the things that are important to you. It will teach you to make calculated decisions with your money, not emotional ones. And it will help you be in a position to almost name your own price. It is not extremely difficult to become a frugal person. It probably is a good idea to talk with your family (or anyone who lives with you) before you begin your quest. It is easier to accomplish it together. Eliminating credit card dependency is the first step in making yourself a more frugal person. Buy with cash instead. Don't buy anything without first sleeping on it. A twenty-four hour purchase waiting period will help you make sure you aren't buying something just out of emotion. Thriftiness can be associated with a happy life filled with freedom, security, and a true sense of appreciation for the things you have been able to acquire. About the Author: Before you choose debt consolidation to get out of debt, you need to know whether it's the best choice. Find out what you need to know BEFORE consolidating your debt on the Debt Smackdown website Kindly provided by LJ-Marketing.dk You are welcome to use this article on your own website, if you include the link just before this text. |
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