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| LifeLock, And Other Options |
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| Written by Jed Jenson |
| Monday, 11 August 2008 19:45 |
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In a perfect world we would not have to worry about the threat of someone stealing our identity and ruining our credit. Unfortunately, we live in an imperfect world. Fortunately, there are services available, such as LifeLock's Identity Theft Protection Services, which work to protect your identity. Although there are pro's and con's to using such services, LifeLock's pros greatly outweigh their cons. To begin with, one pro of LifeLock is that they offer child identity theft protection services. At this time, LifeLock is the only company to offer credit checks and monitoring services for a member's child who is under the age of 15. With the number of child identity thefts growing each year, LifeLock is leading the market in providing this needed service. Another pro of LifeLock is that LifeLock works to prevent identity theft. While most companies provide identity theft monitoring services, LifeLock's services are proactive in preventing identity theft from occurring in the first place. LifeLock's identity prevention services include detecting when a member's address has been illegally changed in national databases through their TrueAddress services; placing fraud alerts on your credit files; and monitoring the internet for black market activity regarding the illegal use of credit card numbers and social security numbers through their eRecon services. A further pro of using LifeLock services is that LifeLock reduces the amount of access thieves have to your personal information by stopping pre-approved credit card offers that come in the mail and curtailing the number of telemarketing calls received. Stealing identifying information from your mail box or trash is a popular way for identity thieves to steal your personal information, not to mention using Pretexting scams to gather your credit card information by phone. LifeLock not only prevents identity theft by reducing the amount of access thieves have to your personal information; they also reduce the amount of junk mail you receive. Who wouldn't count that as a pro! Con number One and Only: Although LifeLock pulls credit reports annually, which is a great safeguard against unauthorized issuing of credit or loans, they do not perform daily scans of a member's credit report and only send credit reports annually. Other theft identity services send member's their credit reports on a quarterly basis. In addition, LifeLock does not provide members with their FICA scores which give the member an idea of how they measure-up when it comes to their credit report. However, LifeLock does have plans to add this to their list of services in the near future. Pro number four: With LifeLock's $1,000,000 total service guarantee, no one will lose time, energy, money and effort in fighting to restore their good name and repair their credit report. LifeLock guarantees that they will provide attorneys, investigators, accountants, case managers, etc. to restore your good name and, if you lose money as a result of the theft, they will reimburse you the amount lost. When deciding which identity theft protection company is the right one for you and your family, it is important to weigh the pros and cons of each services provider. With several pros and hardly a con, LifeLock's identity theft protection services will certainly meet your identity theft prevention needs, and then some. Unfortunately, identity theft is always going to occur. Fortunately, there's LifeLock. About the Author: Jed Jenson covers identity theft services. To see other identity theft service reviews, read on. Kindly provided by LJ-Marketing.dk You are welcome to use this article on your own website, if you include the link just before this text. |
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