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| California Insurance CE -What Is Required For Renewal |
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| Written by edward hulse |
| Tuesday, 14 April 2009 09:38 |
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California is one of the most active states for insurance sales in the country. This mainly due to it's size. Fortunately for insurance agents in the state, it has relatively easy to fulfill requirement for continuing education. This article covers the bulk of those requirements. There 3 main ways that you can take your required insurance ce courses. The first is in a classroom setting. Though this cannot be avoided for some specialty classes such a Partnership LTC in the state of California, classroom CE courses are generally much more expensive and time consuming than the alternatives. The other choices are at home video courses, and online courses. Online courses are usually the cheapest, take the least time, and are easy to find. With regard to courses, California agents are required to take courses that related to the licenses they wish to hold. Some licenses have specific requirements such as LTC or Long-Term Care. In order to sell LTC products in the state of California, agents are required to take 8 credit hours of courses specific to Long-Term Care. Additionally, if they wish to sell Partnership Long-Term Care, the must take an additional 8 hours focused on that subject. Partnership LTC must be taken every year for the first 4 years, and general LTC must be taken every two years for the first 4 years. The credits count toward the general CE credit Requirements of the state. Courses are required to use the updated curriculum labeled either CTQ2000 or TQ. Those wish to sell 24 hour coverage, which is also known as combined group and workers compensation packages must take a special 4 hour course to do so. This course must be completed before sale of the insurance can begin. With regards to carryover of credits in the state of California, agents may carry over up to 25 hours of course credit in their first four years as long as the credit was taken in the last 12 months. For agents who must only meet biannual requirements, they may carry over 30 hours of classes, but they must have been taken within the last 12 months of the previous biannual period. Some of the agents that are exempt from these requirements include agents who are 70 and older and have upheld a license in good standing for at least 30 years. These agents are still required to take specialty credit fulfillment requirements such as Partnership LTC. None residents are also exempt but are still help to the specialty requirements mentioned earlier. The main generic credit requirements all agents must fulfill excluding those mentioned above, are 25 hours of CE credits annually for the first four years. After which they are required to take 30 credit hours ever 2 years. Any agent who opts to sell only personal insurance need 20 hours of ce and not 30. If you are a bail agent, you are required to take a special 6 hour course instead of the normal requirements. This must be classroom administered. About the Author: Take your CE courses online for only $1 per credit, visit our site ---California Insurance Credits. | seo for insurance . Kindly provided by LJ-Marketing.dk You are welcome to use this article on your own website, if you include the link just before this text. |
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