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Home Finance Insurance A Quick Guide To Saving Money With Womens Car Insurance
A Quick Guide To Saving Money With Womens Car Insurance PDF Print E-mail
Written by David Hill   
Wednesday, 13 August 2008 13:31
Women drivers do have a bad reputation amongst their male counterparts but that reputation is certainly unjust. Men are much worse on the roads than women because they are statistically more likely to have an accident. As a result, they are more likely to make claims and the insurance policies of women have been covering that cost for some time now. Thankfully, insurers have recognised it and introduced womens car insurance
by DavidHill


Women drivers do have a bad reputation amongst their male counterparts but that reputation is certainly unjust. Men are much worse on the roads than women because they are statistically more likely to have an accident. As a result, they are more likely to make claims and the insurance policies of women have been covering that cost for some time now. Thankfully, insurers have recognised it and introduced womens car insurance

Womens car insurance is a niche product that is offered exclusively to women. There are specialist companies out there that only offer women-only products but some general insurers offer an individual policy for women. Some allow a man to be added to a womans policy but others do not, but that does not make the product unpopular at all. In fact, it is one of the most popular products out there.

Womens car insurance is basically the same as a regular car insurance policy. It has the same basic features as standard and you can still choose the level of cover from comprehensive, third party and third party fire and theft. However, despite having the main features intact it is much cheaper than regular policies.

Take Jacqueline Rogers as an example. Mrs Rogers had a policy with Nationwide. It was a regular car insurance policy but cost her way too much to insure her Vauxhall Corsa when it came to renewal time. She obtained quotes from a variety of providers before taking out her insurance with Sheilas Wheels for 231 pounds less than she would have otherwise paid.

Mrs Rogers is not the only one. There are millions of women in the UK that could benefit from switching to a specialist womens car insurance policy from a regular one. The discounts are potentially huge, plus an extra 10% off from some providers if you take out the policy online.

However, before you take out the first great priced womens only policy you come across, you should compare the features of the policies as well because some of them have fantastic extras for you to take advantage of. Handbag cover is just one of them. This will cover the handbag you have in your car if anything happens and generally covers you for up to 750 pounds.

Safety is also a big part of female car insurance because the female of the species is obviously more at risk than men if they break down. As such, many policies do have a free breakdown service and a free help line.

Womens car insurance undoubtedly offers fantastic value for money for women up and down the UK. It can save you money and offer you the best possible features. This is what makes it a better option than regular car insurance for women.

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