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Finance Personal Finance Tips In Saving Money
| Tips In Saving Money |
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| Written by Zigfred Diaz |
| Tuesday, 22 December 2009 09:56 |
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Talking about how to save money may sound easy, what is most hard about it is when you start to do it. I am not saying that I am an expert when it comes to money savings. But I do have some experience in doing it. The following are some money saving tips that I have applied and I believe can be applied to your life too. 1.) Be electric consumption conscious - This is probably one of the best money saving tips I could offer considering the rising cost of electricity. Monitoring your electricity usage could save you a lot of money. This can be achieved by turning off appliances and lights that are not in use, shifting to energy saving light bulbs, turning off your electric water dispenser and your refrigerator during the night time and buying new home appliances. Most experts will tell you that new home appliances are more energy efficient than old appliances. In our own personal experience, when we started becoming more electric consumption conscious our bill went down by almost 25 %. 2.) Save loose change - My mom has taught me a lot of money saving tips, but this is one that really stuck in my mind. Loose change may seem insignificant. I started collecting my loose change and after more than a year when my piggy bank was full, I saved more than P 10,000.00. ($200.00 U.S plus) 3.) Recycle - I have just started to implement this program. Instead of throwing away plastic, glass bottles and containers I started collecting them. Currently I have 4 sacks of recyclable materials that I am planning to sell at the end of the year. 4.) Not buying from the convenience store - Filipinos have commercialized "convenience stores" but there are also neighborhood convenience stores which we call as "Sari-sari" stores. This is where most Filipinos go to when they run out of shampoo or cooking oil. If you badly need the stuff and you do this once in a while, that may be all right. However buying your everyday needs in the sari-sari store might prove to be more expensive. Sari-sari store are definitely more expensive than the grocery stores because they buy their stuff from the grocery stores. 5.) Eating out less - Among the money savings tips, this one is sure to save you money. Instead of eating outside why not bring lunch from home. Eating outside more will surely make a dent in your wallet. I am not saying that you can't eat outside. If you are a "leisure eater" and you are fond of trying out new restaurants, schedule your restaurant visits at least once a week or once a month. About the Author: Do you like to know moremoney saving tips ? Visit the blog of Zigfred Diaz where he blogs about several interesting topics such as investments, money management, business, making money online and Stock market investing Kindly provided by LJ-Marketing.dk You are welcome to use this article on your own website, if you include the link just before this text. |
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